Payment options

Ways to pay online

When ordering from our website, be it for home delivery or Pay & Collect, you will be asked to pay in online.

We currently accept payment from:

  • American Express
  • Maestro
  • MasterCard
  • Visa Credit
  • Visa Debit

We only accept UK registered cards, though if you’d like to pay in person, you can use our Reserve & Collect service.

Digital Wallets

A digital wallet enables you to add and store all of your payment cards, removing the need to enter card and personal information at the checkout.

V.me by Visa makes paying online simple and secure. Once you’ve set up your wallet with a leading bank, you can choose the payment cards you want to fill it with and you’re ready to go. Then when you come to pay online, all you have to do is log into your wallet and click pay. Your full card details are not shared which means you can shop online with confidence.

When we take payment for your order

We request authorisation for payment as soon as your order is placed. This includes advanced orders for delivery on a specific date.

How to reduce the risk of authorisation being refused by your card issuer: - read more

Spread the cost with monthly payment options (only available in store)

If you would rather pay for your purchase monthly, we offer a number of options to help you spread the cost. Monthly payment is only available in store and applications can only be made if you meet the following criteria:

  • You are aged between 18 and 80
  • You have been a UK resident for three years
  • You are able to supply a fixed landline telephone number
  • You or your partner are in employment, retired or in receipt of a disability allowance.
  • You have a debit or credit card
  • You have a gross household annual income of £10k or more

To apply for finance we require a debit or credit card in your name, registered to your address, which will also be used to pay your 10% deposit and a 2nd form of ID which can be any of the documents listed below:

2nd proof of ID - read more

Ways to pay

Monthly payment plans are available on all purchases of £250 and over.

  • Simply 10 - Pay a 10% deposit in store followed by 10 monthly payments.
  • Pay in Parts - Pay a 10% deposit followed by 24 or 36 monthly payments.
Example table Simply 10 Pay in Parts
Cash price Deposit Total amount of credit 10 monthly repayments Total amount payable 24 monthly repayments Total amount payable 36 monthly repayments Total amount payable
£250 £25 £225 £25 £275 £11.26 £295.24 £8.16 £318.76
£500 £50 £450 £50 £550 £22.52 £590.48 £16.33 £637.88
£1,000 £100 £900 £100 £1,100 £45.05 £1,181.20 £32.66 £1,275.76
£1,500 £150 £1,350 £150 £1,650 £67.58 £1,771.92 £49.00 £1,914.00
£2,000 £200 £1,800 £200 £2,200 £90.11 £2,363.64 £65.34 £2,552.24
26.3% APR Representative 19.9% APR Representative

Buy Now, Pay Later:

We offer to our customers the option to buy today and pay for their goods typically 6 months later. From time to time we may offer either 9 months or 12 months promotional periods which will be advertised in store when applicable. For customers taking out Buy Now Pay Later, a 10% deposit will be paid in store and then 6 months later the customer can choose to either pay the outstanding balance including a £25 settlement fee or pay over 36 months at 24.9% APR representative.

Representative example: Cash Price £500, 10% deposit of £50, credit amount £450. 6 months after purchase either settle the account by paying £475 (credit amount + £25 settlement fee) or start 36 monthly repayments of £19.32, total amount payable (including deposit) £745.52, 24.9% APR representative

Visit one of our stores to find out more.

Buy now pay 6 months later on all Apple purchases £250 and over. 24.9% APR representative

Plus you can also

Pay 12 months later on Apple purchases £450 and over. 24.9% APR representative

We are currently able to offer to our customers the option to buy Apple products today and pay for their goods 12 months later. A 10% deposit will be required to be paid in store and then 12 months later the customer can choose to either pay the outstanding balance including a £25 settlement fee or pay over 36 months at 24.9% APR representative.

Representative Examples:

Buy Now Pay 6 months Later
- Cash Price £500, 10% deposit of £50, credit amount £450. 6 months after purchase either settle the amount by paying £475 (credit amount plus £25 settlement fee) or start 36 monthly repayments of £19.32. Total amount payable (including deposit) £745.52. 24.9% APR representative.

Buy Now Pay 12 months Later
- Cash Price £900, 10% deposit of £90, credit amount £810. 12 months after purchase either settle the amount by paying £835 (credit amount plus £25 settlement fee) or start 36 monthly repayments of £38.86. Total amount payable (including deposit) £1488.96. 24.9% APR representative.

Visit one of our stores to find out more.

Infinity

For a simple monthly payment, Infinity enables you to lease any laptop, desktop or tablet for a minimum of 24 months together with our ultimate protection package, including breakdown through mishaps, anti virus protection and cloud backup. Through leasing you’ll be able to keep up to date with the latest technology by upgrading every 2 years and when you do, we’ll send you 25% off the value of the original computer or tablet.

Visit our Knowhow Infinity page or call into one of our stores to learn more.

SmartPlan business leasing

Designed specifically for business, SmartPlan offers a tax efficient leasing option.

From sole trades to large businesses and charities to education, any business can stay up to date with technology while spreading the cost.

Even if you’ve been trading for just one day you can apply for up to £3000 worth of equipment. If you’re an established business then up to £15,000 is available.

For detailed information please visit our SmartPlan page or visit your nearest PC World store to discuss your needs with one on of our dedicated business advisors.

To find your nearest PC World Business equipped store, use our store locator.