Payment options

Ways to pay online

When ordering from our website, be it for home delivery or Pay & Collect, you will be asked to pay in online.

We currently accept payment from:

  • American Express
  • Maestro
  • MasterCard
  • Visa Credit
  • Visa Debit

We only accept UK registered cards, though if you’d like to pay in person, you can use our Reserve & Collect service.

Digital Wallets

A digital wallet enables you to add and store all of your payment cards, removing the need to enter card and personal information at the checkout.

V.me by Visa makes paying online simple and secure. Once you’ve set up your wallet with a leading bank, you can choose the payment cards you want to fill it with and you’re ready to go. Then when you come to pay online, all you have to do is log into your wallet and click pay. Your full card details are not shared which means you can shop online with confidence.

When we take payment for your order

We request authorisation for payment as soon as your order is placed. This includes advanced orders for delivery on a specific date.

How to reduce the risk of authorisation being refused by your card issuer: - read more

Spread the cost with monthly payment options (only available in store)

If you would rather pay for your purchase monthly, we offer a number of options to help you spread the cost. Monthly payment is only available in store and applications can only be made if you meet the following criteria:

  • You are aged between 18 and 80
  • You have been a UK resident for three years
  • You are able to supply a fixed landline telephone number
  • You or your partner are in employment, retired or in receipt of a disability allowance.
  • You have a debit or credit card
  • You have a gross household annual income of £10k or more

To apply for finance we require a debit or credit card in your name, registered to your address, which will also be used to pay your 10% deposit and a 2nd form of ID which can be any of the documents listed below:

2nd proof of ID - read more

Ways to pay

Monthly payment plans are available on all purchases of £250 and over.

  • Simply 10 - Pay a 10% deposit in store followed by 10 monthly payments.
  • Pay in Parts - Pay a 10% deposit followed by 24 or 36 monthly payments.
Example table Simply 10 Pay in Parts
Cash price Deposit Total amount of credit 10 monthly repayments Total amount payable 24 monthly repayments Total amount payable 36 monthly repayments Total amount payable
£250 £25 £225 £25 £275 £11.26 £295.24 £8.16 £318.76
£500 £50 £450 £50 £550 £22.52 £590.48 £16.33 £637.88
£1,000 £100 £900 £100 £1,100 £45.05 £1,181.20 £32.66 £1,275.76
£1,500 £150 £1,350 £150 £1,650 £67.58 £1,771.92 £49.00 £1,914.00
£2,000 £200 £1,800 £200 £2,200 £90.11 £2,363.64 £65.34 £2,552.24
26.3% APR Representative 19.9% APR Representative

Buy Now, Pay Later:

We offer to our customers the option to buy today and pay for their goods typically 6 months later. From time to time we may offer either 9 months or 12 months promotional periods which will be advertised in store when applicable. For customers taking out Buy Now Pay Later, a 10% deposit will be paid in store and then 6 months later the customer can choose to either pay the outstanding balance including a £25 settlement fee or pay over 36 months at 24.9% APR representative.

Representative example: Cash Price £500, 10% deposit of £50, credit amount £450. 6 months after purchase either settle the account by paying £475 (credit amount + £25 settlement fee) or start 36 monthly repayments of £19.32, total amount payable (including deposit) £745.52, 24.9% APR representative

Visit one of our stores to find out more.

Buy now pay 6 months later on all Apple purchases £250 and over.

Plus you can also

Pay over 10 months with interest free credit on Apple purchases £450 and over. 0% APR representative.

We are currently able to offer to our customers the option to buy Apple products today and pay for their goods over 10 months. A 10% deposit will be required to be paid in store and then 10 monthly payments. 0% APR representative.

Representative Examples:

Buy Now Pay 6 months Later
- Cash Price £500, 10% deposit of £50, credit amount £450. 6 months after purchase either settle the amount by paying £475 (credit amount plus £25 settlement fee) or start 36 monthly repayments of £19.32. Total amount payable (including deposit) £745.52. Rate of interest 24.9% (fixed), 24.9% APR representative.

10 months interest free credit
- Cash Price £900, 10% deposit of £90, credit amount £810. 10 monthly payments of £81, total amount payable £900. Rate of interest 0% (fixed), 0% APR representative.

Visit one of our stores to find out more.

Upgrade Anytime

Upgrade Anytime enables you to lease the latest computing, tablet or television technology for simple monthly payments spread over 24 months, whilst giving you the freedom to upgrade whenever you want by returning to the store to obtain an early upgrade value. With Upgrade Anytime you to lease from £250 to £6,000, with the option to add any of our Knowhow services, including a Care Plan for peace of mind. If you decide to upgrade after 24 months, you’ll receive 15% of the original value as cashback.

Visit our Knowhow Upgrade Anytime page or call into one of our stores to learn more.

Payment options for Businesses

SmartPlan offers tax efficient leasing options that are specifically designed for small businesses. From sole trades to large businesses and charities to education, any business can stay up to date with technology while spreading the cost. If you’ve been trading for even just one day you can apply for up to £3000 worth of equipment. If you’re an established business, up to £15,000 is available.

For detailed information please visit our SmartPlan page or visit your nearest PC World store to discuss your needs with one on of our dedicated business advisors.

Corporate - If you are a business and want to order large quantities of any products available from Dixons Retail (Currys & PC World) please contact our experienced corporate team

To find your nearest PC World Business equipped store, use our store locator.